How do you get a small business loan with fair credit and without owning the physical property?

I want to pay off everything owed on the business so that I just have one payment per month to worry with. However, the only collateral that I have is my equipment in my shop because I rent the building.

SBA Loan thru your local bank

The federal government can guarantee up to 80% of the loan, and the local bank underwrites the rest.

Its a TON of paperwork and time, but OH is it worth it when the loan comes through.. Dont let the banks or anyone else talk you out of it...

every other answer you see above me is a come-on or a potential loan origination fee scam....

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