Where can I find cheap web hosting?

I need to make a website but I need it to be cheap. I have a few conditions.

1) It must be under $20

2) It must be yearly, cause some say monthly. I used to think that stuff like "$5.95 a month" meant I can send in money each month but it doesn't, that's just something to lure people.

3) I must be able to own the domain, I recently heard that host own the domains, and I can't have such a thing because I may become a business.

If any of you own a site, can I see it?

http://www.godaddy.com would be your best option. It's $1.99* per year to register a domain. I have listed free ones below, but you cannot have your own domain and it comes with advertisement.

go monthly most times they wont be around after you learn what they are doing for the 595 a month because you will be able to do it better as soon as you see whats what.

I use http://www.pagewaiter.com

Their plans start at $20/year and they are very good.

Look at Yahoo Web Hosting and Domain Names, You can pay by month or year for both services. You can pay for Domain name up to 5 years with renewal options. To own your Domain name you have to purchase one or make one and register it .
http://smallbuisness.yahoo.com/webhostin...

alternatively, you can check from the below site too:

I would like to suggest following webhosting , they are excellent.

Hostmonster http://www.hostmonster.com/track/ryukend...

They offer hosting of "unlimited domains" and you will get massive webspace of 200000 MB (200 GB ). They only charge $5.95/month and they offer "a free Domain Name" and installing service called "Fantastico". By using Fantastico, you could create own forum, photo gallery, shopping cart (e-commerce),your own auction site and your own blogs within few seconds. They also offer "Free Website Builder" as well.
Visit the site to check details.

Hostmonster http://www.hostmonster.com/track/ryukend...

Domains
Following site is quite good to register domains as price is reasonable with free privacy. Some charge about $5/ year just for free privacy.

IPOWER http://www.anurl.com/?TXIBE